2020 Brings A Shifting RMD Landscape for Retirees

While almost everyone has been impacted as a result of the pandemic, retirees have faced their own unique set of challenges. Between maintaining their own health and safety, considering how their nest eggs could be affected by economic unrest and understanding new legislation, it’s been a whirlwind of a year. With the introduction of both […]

Volatility Continues as Trade Tensions Remain High

Coming off years of strong investor confidence, volatility has become the name of the game. 2018 was a hard year for equity markets when, for the first time in almost a decade, we saw indices hit bear market territory. Stocks came roaring back just a quarter later, only to give way to large intraday fluctuations […]

Portfolio Design: Maximizing After-tax Returns

Even when we do everything right – listen to the evidence, invest for the long-term, tune out the market noise – we don’t invest in a vacuum. Ultimately, we need to go beyond the returns, dollar signs, and percentage points and begin to look at our portfolio for what it is:  A means to an […]

Spring Cleaning: A Financial Review

Every spring we shake off the winter tedium, set our clocks forward, pack up the flannel, and clean out the fireplace. All out of necessity and habit. But what about keeping our financial house in order? Too often we go years at a time without looking back at the financial decisions we made. This approach […]

Stacking Retirement Accounts: SEP IRA or Solo 401(k)

Stacking retirement accounts is a little-known strategy that will grow your retirement nest egg tax deferred while sheltering income from the IRS. Once you decide to stack retirement accounts, it’s time to determine if a SEP IRA or solo 401(k) is best for you. SEP IRA As with a traditional 401(k), 403(b) or another retirement […]