In my early years of playing in the MLB, it was always said that one of the most difficult feats in all of sports is hitting a Major League curve
One of the most effective ways a wealth advisor can deliver consistent value to their clients is to engage in efficient tax-management of their portfolio. This has ALWAYS been easier
As the economic and capital markets landscape continues to rapidly shift and evolve, the most common questions we receive from clients has changed in kind. In early March, our clients
U.S. stocks have significantly outperformed international stocks in recent years. Further, U.S.-based multinationals are major players in the world economy. Here at Claris, we have had clients ask whether they
A critical component to your client experience with our firm is the formation of a robust investment plan to guide you and us as we build and maintain your portfolio
Claris Advisors, LLC is proud to announce that Scott Iverson, CFP®, ChFC, CEBS, CRPS has been named a Member of the company effective 1/1/20. Scott has served as a wealth
As evidence-based investors, Claris and our clients follow decades of Nobel Prize-winning research and tilt investment portfolios toward long-term sources of higher expected returns. These sources, or premiums, were conclusively
Coming off years of strong investor confidence, volatility has become the name of the game. 2018 was a hard year for equity markets when, for the first time in almost
The bucket strategy is a commonly used investment strategy, dividing a retirement portfolio into at least two different accounts. One account is invested in a more aggressive manner for future
It’s not unusual for someone to ask us why we exclusively use one mutual fund company to manage our clients’ portfolios. The simple answer: it’s based on planning and implementation.
“Sellers were out in force on the market today after negative news on the economy.” It’s a common line in TV finance reports. But have you ever wondered who is
No rain, cool temps, good food, great company and top that off with a 5-3 win for the St. Louis Cardinals to hold their National League Wildcard spot! Our client
Even when we do everything right – listen to the evidence, invest for the long-term, tune out the market noise – we don’t invest in a vacuum. Ultimately, we need
Small business owners interested in taking advantage of the new 20 percent qualified business income (QBI) deduction under the 2017 tax law should consider taking a look at pairing a
Every spring we shake off the winter tedium, set our clocks forward, pack up the flannel, and clean out the fireplace. All out of necessity and habit. But what about
Tuning Out the Noise takes you on a journey through the “lost decade,” featuring the media’s amplified coverage of headline events and pointing to the positive outcome that a disciplined
Check out the article written by David Goetsch, executive producer of The Big Bang Theory. Dave reflects on how his transformed view of investing has helped him navigate this year’s
Our 5th Annual Claris Education Event was a success, and a huge thank you to Manisha Thakor for enlightening us about how women are going to rule the world!….Well, that’s
We at Claris Advisors are excited to announce the rollout of our dedicated app and online portal, available in both the Apple and Google Play store! Get access to… Daily investment
Robo-advisor platforms are on the rise, and many of us are familiar with the pros and cons of these platforms. On the “pro” side, robo-advisors provide their customers with high-quality,
Many of us remember a time in the not too distant past when retirees could hold a diversified portfolio of equity and fixed income investments and live off the dividends
Most individual investors spend a lifetime saving and accumulating assets so that one day they will be able to fund a comfortable retirement. By the time these individuals reach the
For such a data-driven and somewhat stiff and boring industry, finance never ceases to amaze in its capacity to evoke raw, real emotion in individuals who depend on it to
We discussed the importance of implementing an appropriate asset allocation in part 3 of our blog series. Given the importance of allocation, it’s also crucial to maintain that allocation over
Cost effective portfolio implementation should be a critical component of every advisor’s toolkit. This is based on the simple truth: Gross investment returns – Costs = Net investment returns. Costs
Study after study has shown that a portfolio’s asset allocation – the precise mix of equities, fixed income, alternatives, etc., should be the most important determinant of investment returns. The
Over the years, we have reviewed many non-client advised asset statements, and are always shocked to see instances where the asset allocation in tax-advantaged accounts is identical to the asset
Stacking retirement accounts is a little-known strategy that will grow your retirement nest egg tax deferred while sheltering income from the IRS. Once you decide to stack retirement accounts, it’s
An 8 part series exploring the value that a fiduciary advisor may bring to client relationships Most, if not all, fiduciary advisors are confident they are able to deliver significant
For many professionals, side income is a wonderful thing. Working multiple jobs, consulting, or dabbling in entrepreneurship are substantial ways to earn extra income. Unfortunately, that added income also means
Claris Advisors believes strongly in the power of using evidence-based investing concepts to help our clients meet their financial goals. As independent advisors, we are not wedded to any particular
Americans have almost no affinity for the concept of average, or in the case of the stock market, market returns. From the time we’re very young most of us are
More and more young workers are taking on “sandwich generation” responsibilities early on, acting as a financial supporter of their parents. This additional responsibility requires preparation and planning of retirement and financial
How to best serve our female clients has been a topic of great discussion here at Claris. Recently, I read an article about financial planning for women written by a
In and of itself, philanthropy is a powerful and rewarding exercise. When planned and organized effectively, it can transform from a meaningful annual endeavor into a tax efficient strategy that
Most retirement plans fall into one of two general categories: defined benefit plans or defined contribution plans. Both provide retirement benefits, but they differ in the way benefits are calculated
