Over the years, we have reviewed many non-client advised asset statements, and are always shocked to see instances where the asset allocation in tax-advantaged accounts is identical to the asset
Stacking retirement accounts is a little-known strategy that will grow your retirement nest egg tax deferred while sheltering income from the IRS. Once you decide to stack retirement accounts, it’s
An 8 part series exploring the value that a fiduciary advisor may bring to client relationships Most, if not all, fiduciary advisors are confident they are able to deliver significant
For many professionals, side income is a wonderful thing. Working multiple jobs, consulting, or dabbling in entrepreneurship are substantial ways to earn extra income. Unfortunately, that added income also means
Claris Advisors believes strongly in the power of using evidence-based investing concepts to help our clients meet their financial goals. As independent advisors, we are not wedded to any particular
Americans have almost no affinity for the concept of average, or in the case of the stock market, market returns. From the time we’re very young most of us are
More and more young workers are taking on “sandwich generation” responsibilities early on, acting as a financial supporter of their parents. This additional responsibility requires preparation and planning of retirement and financial
How to best serve our female clients has been a topic of great discussion here at Claris. Recently, I read an article about financial planning for women written by a
In and of itself, philanthropy is a powerful and rewarding exercise. When planned and organized effectively, it can transform from a meaningful annual endeavor into a tax efficient strategy that
Most retirement plans fall into one of two general categories: defined benefit plans or defined contribution plans. Both provide retirement benefits, but they differ in the way benefits are calculated
In Basics of a 529 College Savings Plan, we discussed the basics and qualified expenses of 529 plans. Once you’ve decided that you want to invest in a 529, it’s
Contributing to a 529 college savings plan is a great way to save for your child’s future. The 529 plan is a type of investment account, typically state sponsored, that
Claris subscribes to a philosophy called evidence-based investing. In short, we manage our clients’ portfolios according to the findings of rigorous academic studies and peer-reviewed publications. We ignore the Wall
